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                        "body": "Personal & Commercial, Mortgage, Wealth Management | Busey Bank HomeSkip to main contentSkip to footerDownload Acrobat Reader X or higher to view .pdf files. Close Alert ​ Personal Business Wealth Management Mortgage Ag Services Community Busey Drives Generosity Community Banking Community Calendar Community Shred Day Events Financial Education Center Busey Bank Bridge Scholarship Community Reinvestment Notice Charitable Contributions Guidelines About Us Why Busey? Our Promise. Busey Volunteerism Giving Back to Our Communities Awards & Recognition Newsroom Investor Relations Careers Personal Business Wealth Management Mortgage Ag Services Community Busey Drives Generosity Community Banking Community Calendar Community Shred Day Events Financial Education Center Busey Bank Bridge Scholarship Community Reinvestment Notice Community Reinvestment Act Public File Charitable Contributions Guidelines About Us Why Busey? Our Promise. Busey Volunteerism Giving Back to Our Communities Awards & Recognition Newsroom Investor Relations Careers Open SearchClose search dialogEnter search terms Start Site SearchBusey Bank Menu Close mobile menu I want to Open an Account Apply For a Consumer Loan Purchase or Refinance a Home Request an Appointment Join Team Busey Access Loan Pay View Deposit Interest Rates Tools & Resources Money Matters Blog Fraud Prevention Customer FAQs How-to Videos Financial Calculators Request an Appointment Holiday Observances Disclosures Publications Customer Care Contact Us Locations Locations & Hours Logins Personal & Commercial, Mortgage, Wealth Management | Busey Bank FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentBusey.com Home Online Banking LoginsClose Online BankingChoose Your Login Busey eBankBusey Corporate CardBusey Credit CardsBusey Mortgage ApplicationBusey WalletBusiness AccessCommercial Digital BankingeLockboxIntegrated PayablesInvestment ServicesWealth Management WeblinkWealth Management Black Diamond* Denotes required fieldUsername* Forgot Password?Business AccessLoginBusiness Corporate CardLoginLogin to eLockboxBusey Credit Cards LoginApply for a Busey Credit CardApply for a mortgage with BuseyLogin to Busey WalletForgot User ID?Forgot Password?New UserLogin to Commercial Digital BankingForgot User ID?Forgot Password?New UserLogin to Wealth Management WeblinkLogin to Wealth Management Black DiamondLogin to Investment ServicesIntegrated PayablesLogin Official Bank of the Big 12 Conference Busey Bank is proud to partner with the Big 12, connecting communities, supporting student-athletes, and celebrating the spirit of competition. Up or down arrows will move through the list below. Selection immediately activates the link without any additional consent. External links will open a modal that may open a new window if you proceed. I want to... Open an Account Apply For a Consumer Loan Purchase or Refinance a Home Request an Appointment Join Team Busey Access Loan Pay View Deposit Interest Rates Featured Services Mobile Banking Access your money. Anytime, anywhere. SBA Lending Dream big for your business. We'll do the rest. Busey Wealth Management Trusted experience. Proven results. Meet our experts. Business Banking A customized approach for your business. Mortgage Financing First home. Or dream home. We'll help make it a reality. Farm Management Capitalize on your current assets. Or purchase additional acres. We can help. Swipe for more Back to the top Twitter XFacebookInstagramLinkedIn U.S. Consumer Privacy Notice Terms of Use © Busey BankDownload the Level Access technology app for in…",
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                        "source_title": "Personal & Commercial, Mortgage, Wealth Management | Busey Bank",
                        "source_url": "https://buseymortgagecenter.com/",
                        "source_type": "official_site",
                        "source_trust": 55,
                        "entity_exactness": "exact_domain",
                        "entity_score": 98,
                        "freshness_ttl_days": 21,
                        "captured_at": "2026-03-18T19:45:47+00:00"
                    }
                ],
                "ignored_candidates": [],
                "blocked_candidates": 0,
                "source_diversity": 1,
                "host_coverage": 1,
                "source_type_coverage": 1,
                "exact_match_documents": 1,
                "external_exact_match_documents": 0,
                "elapsed_ms": 1682,
                "candidates_considered": 1,
                "fetch_success_rate": 100,
                "avg_source_trust": 55,
                "avg_entity_score": 98
            },
            "evidence": {
                "scores": {
                    "legit": 0,
                    "safe": 0,
                    "trusted": 0,
                    "caution": 16,
                    "scam": 47,
                    "dangerous": 0,
                    "spam": 0,
                    "nsfw": 0
                },
                "counts": {
                    "official_presence": 0,
                    "business_profiles": 0,
                    "positive_reviews": 0,
                    "negative_reviews": 0,
                    "scam_reports": 1,
                    "dangerous_reports": 0,
                    "spam_reports": 0,
                    "adult_reports": 0
                },
                "tag_support": {
                    "scam": {
                        "hosts": {
                            "buseymortgagecenter.com": true
                        },
                        "high_trust": 0,
                        "weight": 46.75,
                        "facts": [
                            {
                                "evidence_type": "scam_report",
                                "direction": "negative",
                                "bucket": "scam",
                                "strength": "strong",
                                "detail": "This source uses scam, fraud, fake-shop, or chargeback wording about the domain.",
                                "source_host": "buseymortgagecenter.com",
                                "source_title": "Personal & Commercial, Mortgage, Wealth Management | Busey Bank",
                                "source_url": "https://buseymortgagecenter.com/",
                                "source_type": "official_site",
                                "source_trust": 55,
                                "entity_exactness": "exact_domain",
                                "entity_score": 98,
                                "freshness_ttl_days": 21,
                                "captured_at": "2026-03-18T19:45:47+00:00",
                                "effective_weight": 46.75
                            }
                        ],
                        "host_count": 1,
                        "qualified": false
                    }
                },
                "top_supporting_facts": [
                    {
                        "evidence_type": "scam_report",
                        "direction": "negative",
                        "bucket": "scam",
                        "strength": "strong",
                        "detail": "This source uses scam, fraud, fake-shop, or chargeback wording about the domain.",
                        "source_host": "buseymortgagecenter.com",
                        "source_title": "Personal & Commercial, Mortgage, Wealth Management | Busey Bank",
                        "source_url": "https://buseymortgagecenter.com/",
                        "source_type": "official_site",
                        "source_trust": 55,
                        "entity_exactness": "exact_domain",
                        "entity_score": 98,
                        "freshness_ttl_days": 21,
                        "captured_at": "2026-03-18T19:45:47+00:00",
                        "effective_weight": 46.75
                    }
                ],
                "top_positive_facts": []
            },
            "quality": {
                "source_diversity_score": 25,
                "entity_coverage_score": 98,
                "freshness_score": 86,
                "confidence": 29,
                "documents_fetched": 1,
                "external_documents_fetched": 0,
                "fact_count": 1,
                "avg_source_trust": 55,
                "avg_entity_score": 98,
                "fetch_success_rate": 100,
                "exact_match_score": 0,
                "query_coverage_score": 100,
                "host_coverage_score": 20,
                "source_type_coverage_score": 25,
                "qualified_evidence_score": 0,
                "exact_match_documents": 0,
                "blocked_candidates": 0,
                "used_direct_fallback": true,
                "external_results_found": 0
            },
            "decision": {
                "state": "insufficient",
                "uncertainty": true,
                "candidate_support": 16,
                "candidate_contradiction": 0,
                "supports": {
                    "dangerous": false,
                    "scam": false,
                    "spam": false,
                    "nsfw": false,
                    "trusted": false
                },
                "evidence_quality": "low",
                "state_label": "Inconclusive",
                "state_reason": "Public search did not yield usable third-party matches, so the system fell back to first-party inspection only."
            },
            "signals": {
                "scores": {
                    "legit": 0,
                    "safe": 0,
                    "trusted": 0,
                    "caution": 16,
                    "scam": 47,
                    "dangerous": 0,
                    "spam": 0,
                    "nsfw": 0
                },
                "counts": {
                    "official_presence": 0,
                    "business_profiles": 0,
                    "positive_reviews": 0,
                    "negative_reviews": 0,
                    "scam_reports": 1,
                    "dangerous_reports": 0,
                    "spam_reports": 0,
                    "adult_reports": 0
                },
                "candidate_support": 16,
                "candidate_contradiction": 0,
                "highlights": [
                    "This source uses scam, fraud, fake-shop, or chargeback wording about the domain.",
                    "External evidence remained inconclusive because diversity, exact matching, or confidence was still too weak."
                ]
            },
            "citations": [
                {
                    "url": "https://buseymortgagecenter.com/",
                    "host": "buseymortgagecenter.com",
                    "title": "Personal & Commercial, Mortgage, Wealth Management | Busey Bank",
                    "snippet": "This source uses scam, fraud, fake-shop, or chargeback wording about the domain.",
                    "source_type": "official_site"
                }
            ],
            "debug": {
                "top_supporting_facts": [
                    {
                        "evidence_type": "scam_report",
                        "direction": "negative",
                        "bucket": "scam",
                        "strength": "strong",
                        "detail": "This source uses scam, fraud, fake-shop, or chargeback wording about the domain.",
                        "source_host": "buseymortgagecenter.com",
                        "source_title": "Personal & Commercial, Mortgage, Wealth Management | Busey Bank",
                        "source_url": "https://buseymortgagecenter.com/",
                        "source_type": "official_site",
                        "source_trust": 55,
                        "entity_exactness": "exact_domain",
                        "entity_score": 98,
                        "freshness_ttl_days": 21,
                        "captured_at": "2026-03-18T19:45:47+00:00",
                        "effective_weight": 46.75
                    }
                ],
                "top_positive_facts": [],
                "ignored_candidates": [],
                "budget_ms": 3000,
                "search_budget_ms": 3000,
                "review_budget_ms": 1500,
                "search_mode": "interactive-refresh",
                "query_cap": 12,
                "provider_cap": 2,
                "reason": "interactive-refresh",
                "priority": 75
            },
            "last_good": {
                "checked_at": "2026-03-18T19:45:47+00:00",
                "summary": "External checks found some warning signals, but not enough qualified corroboration to let them dominate the verdict.",
                "decision": {
                    "state": "insufficient",
                    "uncertainty": true,
                    "candidate_support": 16,
                    "candidate_contradiction": 0,
                    "supports": {
                        "dangerous": false,
                        "scam": false,
                        "spam": false,
                        "nsfw": false,
                        "trusted": false
                    },
                    "evidence_quality": "low",
                    "state_label": "Inconclusive",
                    "state_reason": "Public search did not yield usable third-party matches, so the system fell back to first-party inspection only."
                },
                "signals": {
                    "scores": {
                        "legit": 0,
                        "safe": 0,
                        "trusted": 0,
                        "caution": 16,
                        "scam": 47,
                        "dangerous": 0,
                        "spam": 0,
                        "nsfw": 0
                    },
                    "counts": {
                        "official_presence": 0,
                        "business_profiles": 0,
                        "positive_reviews": 0,
                        "negative_reviews": 0,
                        "scam_reports": 1,
                        "dangerous_reports": 0,
                        "spam_reports": 0,
                        "adult_reports": 0
                    },
                    "candidate_support": 16,
                    "candidate_contradiction": 0,
                    "highlights": [
                        "This source uses scam, fraud, fake-shop, or chargeback wording about the domain.",
                        "External evidence remained inconclusive because diversity, exact matching, or confidence was still too weak."
                    ]
                },
                "citations": [
                    {
                        "url": "https://buseymortgagecenter.com/",
                        "host": "buseymortgagecenter.com",
                        "title": "Personal & Commercial, Mortgage, Wealth Management | Busey Bank",
                        "snippet": "This source uses scam, fraud, fake-shop, or chargeback wording about the domain.",
                        "source_type": "official_site"
                    }
                ]
            }
        },
        "external_decision": {
            "state": "insufficient",
            "uncertainty": true,
            "candidate_support": 16,
            "candidate_contradiction": 0,
            "supports": {
                "dangerous": false,
                "scam": false,
                "spam": false,
                "nsfw": false,
                "trusted": false
            },
            "evidence_quality": "low",
            "state_label": "Inconclusive",
            "state_reason": "Public search did not yield usable third-party matches, so the system fell back to first-party inspection only."
        },
        "signal_scores": [
            {
                "label": "Strongest tag heuristic",
                "value": "Uncertain · 68%",
                "tone": "unknown",
                "detail": "The highest raw tag match from the heuristic engine before visibility thresholds and manual overrides."
            },
            {
                "label": "Trust score",
                "value": "9/100",
                "tone": "spam",
                "detail": "Confidence derived from authority, crawl quality, stability, and risk signals."
            },
            {
                "label": "Authority score",
                "value": "47/100",
                "tone": "caution",
                "detail": "A higher authority score usually means broader reputation and backlink confidence."
            },
            {
                "label": "Spam risk",
                "value": "0/100",
                "tone": "good",
                "detail": "Lower is better. This blends spam indicators with false-positive protections for legitimate sites."
            },
            {
                "label": "Quality score",
                "value": "88/100",
                "tone": "good",
                "detail": "Based on crawl quality, content completeness, and technical evidence."
            },
            {
                "label": "Safety score",
                "value": "58/100",
                "tone": "caution",
                "detail": "Higher is safer. Direct fraud signals can heavily cap this even when SEO signals look strong."
            },
            {
                "label": "Fraud score",
                "value": "0/100",
                "tone": "good",
                "detail": "Lower is better. This reflects phishing, drainer, fake-support, fake-shop, and malware signals."
            },
            {
                "label": "Infrastructure risk",
                "value": "0/100",
                "tone": "good",
                "detail": "Lower is better. This reflects the IP, registrar, and nameserver neighbourhood seen by the crawler."
            },
            {
                "label": "Evidence confidence",
                "value": "27/100",
                "tone": "spam",
                "detail": "Higher means the crawler had enough pages and registry evidence to make a stronger call."
            },
            {
                "label": "External evidence",
                "value": "Low",
                "tone": "unknown",
                "detail": "Quality of the structured search and review evidence cluster."
            },
            {
                "label": "External decision",
                "value": "Inconclusive",
                "tone": "unknown",
                "detail": "How third-party evidence compares with the current candidate tag."
            },
            {
                "label": "NSFW score",
                "value": "0/100",
                "tone": "good",
                "detail": "Context-aware adult-content detection with medical / educational false-positive reduction."
            },
            {
                "label": "Registry stability",
                "value": "100/100",
                "tone": "good",
                "detail": "Based on age, expiry runway, and the amount of ownership / registrar churn."
            }
        ],
        "signal_sections": [
            {
                "title": "Registry & ownership",
                "items": [
                    {
                        "label": "Domain age",
                        "value": "19.8 years",
                        "tone": "good",
                        "detail": "Older domains generally carry more historical trust than very new ones."
                    },
                    {
                        "label": "Stability score",
                        "value": "100/100",
                        "tone": "good",
                        "detail": "Penalised by registrar, ownership, and nameserver churn."
                    },
                    {
                        "label": "Days to expiry",
                        "value": "453",
                        "tone": "good",
                        "detail": "Very short renewal windows can be a weak trust signal."
                    },
                    {
                        "label": "Registrar / ownership changes",
                        "value": "0 / 0",
                        "tone": "good",
                        "detail": "Frequent ownership churn can weaken trust."
                    },
                    {
                        "label": "Nameserver changes",
                        "value": "0",
                        "tone": "good",
                        "detail": "Repeated infrastructure changes can indicate instability."
                    },
                    {
                        "label": "DNSSEC / privacy",
                        "value": "DNSSEC off · privacy off",
                        "tone": "caution",
                        "detail": "DNSSEC strengthens DNS trust; privacy is neutral on its own."
                    }
                ]
            },
            {
                "title": "Reputation & search evidence",
                "items": [
                    {
                        "label": "Backlinks",
                        "value": "1",
                        "tone": "unknown",
                        "detail": "Broader backlink evidence usually improves confidence."
                    },
                    {
                        "label": "Referring domains",
                        "value": "1",
                        "tone": "unknown",
                        "detail": "Unique linking domains are more useful than raw link volume."
                    },
                    {
                        "label": "Organic keywords",
                        "value": "94",
                        "tone": "caution",
                        "detail": "Search footprint helps distinguish real sites from thin shells."
                    },
                    {
                        "label": "Indexed pages",
                        "value": "455",
                        "tone": "good",
                        "detail": "Larger index coverage usually means more evidence to classify from."
                    },
                    {
                        "label": "Brand strength",
                        "value": "57/100",
                        "tone": "good",
                        "detail": "Stronger brand signals reduce false positives for legitimate sites."
                    },
                    {
                        "label": "Risk label",
                        "value": "GOOD",
                        "tone": "unknown",
                        "detail": "This is the raw crawl / heuristic risk label feeding the tag model."
                    }
                ]
            },
            {
                "title": "Crawl, content & technicals",
                "items": [
                    {
                        "label": "HTTP status",
                        "value": "200",
                        "tone": "good",
                        "detail": "Healthy responses make classification more reliable."
                    },
                    {
                        "label": "HTTPS / speed",
                        "value": "HTTPS weak · 1,284 ms",
                        "tone": "spam",
                        "detail": "Slow or broken technical signals weaken confidence."
                    },
                    {
                        "label": "Content words",
                        "value": "718",
                        "tone": "good",
                        "detail": "Thin pages are harder to trust and easier to manipulate."
                    },
                    {
                        "label": "Schema / structure",
                        "value": "0 schema · meta · H1",
                        "tone": "caution",
                        "detail": "Structured markup and basic on-page hygiene improve quality confidence."
                    },
                    {
                        "label": "Links on page",
                        "value": "72 internal · 33 external",
                        "tone": "good",
                        "detail": "Link patterns help detect thin directories and promo pages."
                    },
                    {
                        "label": "Page speed / mobile",
                        "value": "66/100 · 80/100",
                        "tone": "good",
                        "detail": "Better technical quality generally reduces low-effort site patterns."
                    },
                    {
                        "label": "Crawl access",
                        "value": "Open",
                        "tone": "good",
                        "detail": "The crawler reached the site without an anti-bot challenge."
                    }
                ]
            },
            {
                "title": "External evidence & explainability",
                "items": [
                    {
                        "label": "Decision state",
                        "value": "Inconclusive",
                        "tone": "unknown",
                        "detail": "Public search did not yield usable third-party matches, so the system fell back to first-party inspection only."
                    },
                    {
                        "label": "Evidence quality",
                        "value": "Low",
                        "tone": "unknown",
                        "detail": "Blends source trust, domain matching, evidence diversity, and freshness."
                    },
                    {
                        "label": "Support vs contradiction",
                        "value": "16 / 0",
                        "tone": "good",
                        "detail": "Compares how much structured external evidence supports the candidate tag against evidence that contradicts it."
                    },
                    {
                        "label": "Qualified risk sources",
                        "value": "No",
                        "tone": "good",
                        "detail": "Risk tags only promote from external evidence when source diversity or source trust thresholds are met."
                    },
                    {
                        "label": "Uncertainty buffer",
                        "value": "Active",
                        "tone": "caution",
                        "detail": "Prevents thin or mixed external evidence from forcing a stronger tag than the evidence can justify."
                    }
                ]
            }
        ],
        "positives": [
            "Established domain age: 19.8 years.",
            "Low registrar / ownership churn with solid registry stability.",
            "Healthy crawl quality and on-page completeness.",
            "Search evidence is broad enough to classify with better confidence."
        ],
        "risks": [
            "Trust score is currently very low.",
            "Search and review intelligence surfaced third-party results mentioning complaints, safety concerns, or abuse signals.",
            "External evidence was mixed or sparse, so the tag model keeps an uncertainty buffer instead of overcommitting."
        ]
    },
    "traffic_confidence": 71,
    "whois": {
        "current": {
            "id": 2070,
            "domain": "buseymortgagecenter.com",
            "source_type": "rdap",
            "rdap_url": "https://rdap.verisign.com/com/v1/domain/BUSEYMORTGAGECENTER.COM",
            "registrar_name": "Network Solutions, LLC",
            "registrar_handle": "2",
            "registrant_name": "",
            "registrant_org": "",
            "registrant_country": "",
            "registrant_email": "",
            "abuse_email": "",
            "created_date": "2006-07-10 13:39:58",
            "updated_date": "2024-05-11 06:01:42",
            "expires_date": "2027-07-10 13:39:58",
            "nameservers_json": "[\"ns77.worldnic.com\",\"ns78.worldnic.com\"]",
            "status_json": "[\"client transfer prohibited\"]",
            "dnssec": "unsigned",
            "privacy_protected": 0,
            "content_hash": "f7960fe5b06b07fa2ca7467d84fdfaf8cf8bec347775c16a4768daac0762fe23",
            "history_count": 1,
            "last_checked_at": "2026-03-15 18:21:01",
            "last_changed_at": "2026-03-15 18:21:01",
            "created_at": "2026-03-15 18:21:01",
            "updated_at": "2026-03-15 18:21:01"
        },
        "history": [
            {
                "id": 2195,
                "domain": "buseymortgagecenter.com",
                "source_type": "rdap",
                "registrar_name": "Network Solutions, LLC",
                "registrar_handle": "2",
                "registrant_name": "",
                "registrant_org": "",
                "registrant_country": "",
                "registrant_email": "",
                "abuse_email": "",
                "created_date": "2006-07-10 13:39:58",
                "updated_date": "2024-05-11 06:01:42",
                "expires_date": "2027-07-10 13:39:58",
                "nameservers_json": "[\"ns77.worldnic.com\",\"ns78.worldnic.com\"]",
                "status_json": "[\"client transfer prohibited\"]",
                "dnssec": "unsigned",
                "privacy_protected": 0,
                "content_hash": "f7960fe5b06b07fa2ca7467d84fdfaf8cf8bec347775c16a4768daac0762fe23",
                "checked_at": "2026-03-15 18:21:01",
                "change_summary": "Initial WHOIS snapshot captured.",
                "created_at": "2026-03-15 18:21:01"
            }
        ],
        "signals": {
            "age_years": 19.8,
            "days_to_expiry": 453,
            "days_since_last_registry_update": 702,
            "stability_score": 100,
            "registrar_changes": 0,
            "ownership_changes": 0,
            "nameserver_changes": 0,
            "status_changes": 0,
            "history_entries": 1,
            "privacy_protected": false,
            "dnssec_enabled": false,
            "has_registrant_country": false,
            "registrant_country": "",
            "nameserver_count": 2,
            "status_count": 1
        }
    },
    "discovered_domain": {
        "id": 53451,
        "domain": "buseymortgagecenter.com",
        "first_seen_at": "2026-03-15 17:12:09",
        "last_crawled_at": "2026-03-15 18:21:01",
        "last_title": "Personal & Commercial, Mortgage, Wealth Management | Busey Bank",
        "last_http_status": 200,
        "discovered_from_domain": "busey.com",
        "depth": 1,
        "backlinks_count": 1,
        "rating_cache": 62,
        "spam_score": 0,
        "risk_label": "good",
        "category_name": "Finance: Banking & Payments",
        "primary_country_code": "",
        "internal_links_count": 72,
        "external_links_count": 33,
        "social_profiles_count": 4,
        "content_word_count": 718,
        "title_quality_score": 95,
        "has_meta_description": 1,
        "has_h1": 1,
        "language_code": "en",
        "response_time_ms": 1284,
        "robots_status": 200,
        "sitemap_status": 200,
        "sitemap_total_urls": 455,
        "quality_score": 88,
        "site_name": "",
        "canonical_domain": "",
        "favicon_present": 0,
        "schema_org_count": 0,
        "noindex_detected": 0,
        "feed_links_count": 0,
        "https_working": 0,
        "estimated_authority_score": 0,
        "trust_score": 0,
        "nsfw_score": 0,
        "overall_rank_estimate": 0,
        "primary_tag": "",
        "tag_codes": "",
        "manual_verified_status": "",
        "manual_tag_codes": "",
        "manual_rating_delta": 0,
        "manual_authority_delta": 0,
        "manual_trust_delta": 0,
        "manual_note": null,
        "manual_adjusted_by": null,
        "manual_adjusted_at": null,
        "manual_lock_scores": 0,
        "manual_lock_flags": 0,
        "crawl_blocked": 0,
        "crawl_blocked_by": "",
        "crawl_blocked_reason": null,
        "safety_score": 0,
        "fraud_score": 0,
        "legitimacy_score": 0,
        "infrastructure_risk_score": 0,
        "score_confidence": 0,
        "tag_confidence": 0,
        "category_confidence": 0,
        "deep_crawl_pages": 0,
        "resolved_ip": "",
        "category_candidates_json": null,
        "page_signals_json": null,
        "score_reasons_json": null,
        "route_domain": "buseymortgagecenter.com",
        "display_domain": "buseymortgagecenter.com"
    },
    "explainability": {
        "summary": "buseymortgagecenter.com currently scores 14/100. Risk signals are the main constraint on the score right now. Evidence confidence is still limited, so the score can move materially after more evidence is collected. This is an estimated profile rather than a manually tracked one. Crawler access looks clean.",
        "badges": [
            {
                "label": "Profile",
                "value": "Estimated profile",
                "tone": "unknown",
                "detail": null
            },
            {
                "label": "Evidence confidence",
                "value": "Low confidence",
                "tone": "risk",
                "detail": "0/100"
            },
            {
                "label": "Traffic confidence",
                "value": "Solid confidence",
                "tone": "good",
                "detail": "71/100"
            },
            {
                "label": "Crawler access",
                "value": "Clean visibility",
                "tone": "good",
                "detail": null
            }
        ],
        "weighted_contributions": [
            {
                "label": "Quality system",
                "points": "+30.3",
                "tone": "good",
                "detail": "Technical quality, crawl depth, page structure, and implementation hygiene. Current subsystem score: 89/100."
            },
            {
                "label": "Reputation system",
                "points": "+16.3",
                "tone": "caution",
                "detail": "Authority, search visibility, reach, engagement, and registry stability. Current subsystem score: 48/100."
            },
            {
                "label": "Safety system",
                "points": "+0.0",
                "tone": "risk",
                "detail": "Fraud, spam, and trust signals from infrastructure, crawl, and registry evidence. Current subsystem score: 0/100."
            },
            {
                "label": "Risk clamp",
                "points": "-33.0",
                "tone": "risk",
                "detail": "High-risk signals forced the final score lower than the weighted base score."
            }
        ],
        "evidence_cards": [
            {
                "label": "Authority and trust",
                "value": "47/100 · trust 8/100",
                "tone": "risk",
                "detail": "225 monthly visitors, 94 organic keywords, brand completeness 57/100, engagement 82/100."
            },
            {
                "label": "Backlink and search evidence",
                "value": "1 referring domains",
                "tone": "good",
                "detail": "1 backlinks across 1 referring domains. Diversity 92/100; spam penalty 0."
            },
            {
                "label": "Registry and domain stability",
                "value": "19.8 years old",
                "tone": "good",
                "detail": "Stability 100/100 · age 19.8 years · registrar Network Solutions, LLC · expires in 453 days."
            },
            {
                "label": "Safety and fraud posture",
                "value": "Safety 0/100 · fraud 0/100",
                "tone": "risk",
                "detail": "Primary tag Uncertain · safety 0/100 · fraud 0/100."
            }
        ],
        "positives": [
            "Established domain age: 19.8 years.",
            "Low registrar / ownership churn with solid registry stability.",
            "Healthy crawl quality and on-page completeness.",
            "Search evidence is broad enough to classify with better confidence.",
            "Registry history looks stable, which supports legitimacy and trust.",
            "The domain has been registered for years, which usually improves trust confidence."
        ],
        "risks": [
            "Trust score is currently very low.",
            "Search and review intelligence surfaced third-party results mentioning complaints, safety concerns, or abuse signals.",
            "External evidence was mixed or sparse, so the tag model keeps an uncertainty buffer instead of overcommitting.",
            "Safety signals are weak, which materially drags the final score down."
        ],
        "freshness": [
            {
                "label": "Crawl evidence",
                "value": "2026-03-15 18:21:01",
                "tone": "risk",
                "detail": "Crawl and page content sample. Age: 28d ago."
            },
            {
                "label": "WHOIS snapshot",
                "value": "2026-03-15 18:21:01",
                "tone": "risk",
                "detail": "Registry profile and stability signals. Age: 28d ago."
            },
            {
                "label": "Keyword view",
                "value": "2026-04-13 13:43:40",
                "tone": "good",
                "detail": "Estimated visibility until tracked keyword snapshots exist. Age: 0s ago."
            },
            {
                "label": "Rank history",
                "value": "2026-04-13 13:43:40",
                "tone": "good",
                "detail": "Estimated trend derived from current profile and crawl signals. Age: 0s ago."
            },
            {
                "label": "Audience geography",
                "value": "Not captured yet",
                "tone": "unknown",
                "detail": "Audience mix is estimated from available signals rather than first-party audience logs."
            }
        ],
        "section_notes": {
            "audience": "Audience geography is estimated from category, country, traffic mix, and brand signals until first-party audience data is collected.",
            "keywords": "Top keywords are estimated from crawl language, brand, category, and visibility signals until tracked keyword snapshots are stored.",
            "history": "Rank history is estimated from the current profile because no stored history exists for this domain yet."
        },
        "base_weighted_score": 47,
        "fraud_clamp_penalty": 33,
        "final_score": 14
    },
    "insight_snapshot": {
        "version": 1,
        "generated_at": "2026-04-13T13:43:40+00:00",
        "domain": "buseymortgagecenter.com",
        "display_name": "Personal & Commercial, Mortgage, Wealth Management",
        "is_tracked": false,
        "is_estimated": true,
        "overall_score": 14,
        "authority_score": 47,
        "trust_score": 8,
        "safety_score": 0,
        "fraud_score": 0,
        "confidence_score": 0,
        "traffic_confidence": 71,
        "last_crawled_at": "2026-03-15 18:21:01",
        "crawl_blocked": false,
        "summary": "buseymortgagecenter.com currently scores 14/100. Risk signals are the main constraint on the score right now. Evidence confidence is still limited, so the score can move materially after more evidence is collected. This is an estimated profile rather than a manually tracked one. Crawler access looks clean.",
        "badges": [
            {
                "label": "Profile",
                "value": "Estimated profile",
                "tone": "unknown",
                "detail": null
            },
            {
                "label": "Evidence confidence",
                "value": "Low confidence",
                "tone": "risk",
                "detail": "0/100"
            },
            {
                "label": "Traffic confidence",
                "value": "Solid confidence",
                "tone": "good",
                "detail": "71/100"
            },
            {
                "label": "Crawler access",
                "value": "Clean visibility",
                "tone": "good",
                "detail": null
            }
        ],
        "top_positive_signals": [
            "Established domain age: 19.8 years.",
            "Low registrar / ownership churn with solid registry stability.",
            "Healthy crawl quality and on-page completeness.",
            "Search evidence is broad enough to classify with better confidence.",
            "Registry history looks stable, which supports legitimacy and trust."
        ],
        "top_risk_signals": [
            "Trust score is currently very low.",
            "Search and review intelligence surfaced third-party results mentioning complaints, safety concerns, or abuse signals.",
            "External evidence was mixed or sparse, so the tag model keeps an uncertainty buffer instead of overcommitting.",
            "Safety signals are weak, which materially drags the final score down."
        ],
        "freshness": [
            {
                "label": "Crawl evidence",
                "value": "2026-03-15 18:21:01",
                "tone": "risk",
                "detail": "Crawl and page content sample. Age: 28d ago."
            },
            {
                "label": "WHOIS snapshot",
                "value": "2026-03-15 18:21:01",
                "tone": "risk",
                "detail": "Registry profile and stability signals. Age: 28d ago."
            },
            {
                "label": "Keyword view",
                "value": "2026-04-13 13:43:40",
                "tone": "good",
                "detail": "Estimated visibility until tracked keyword snapshots exist. Age: 0s ago."
            },
            {
                "label": "Rank history",
                "value": "2026-04-13 13:43:40",
                "tone": "good",
                "detail": "Estimated trend derived from current profile and crawl signals. Age: 0s ago."
            },
            {
                "label": "Audience geography",
                "value": "Not captured yet",
                "tone": "unknown",
                "detail": "Audience mix is estimated from available signals rather than first-party audience logs."
            }
        ],
        "top_tags": [
            {
                "code": "Uncertain",
                "label": "Uncertain",
                "tone": "unknown"
            },
            {
                "code": "C",
                "label": "Caution",
                "tone": "caution"
            },
            {
                "code": "T",
                "label": "Trusted",
                "tone": "good"
            }
        ]
    },
    "is_tracked": false,
    "is_estimated": true,
    "live_state": {
        "status": "processing",
        "status_label": "Cache build running",
        "message": "The refreshed page cache is still being built for this domain.",
        "updated_at": "2026-04-13T22:00:24+00:00"
    },
    "refresh_state": {
        "canRequest": false,
        "queued": true,
        "processing": true,
        "stageKey": "cache-queued",
        "stageLabel": "Cache build running",
        "cooldownUntil": null,
        "message": "The refreshed page cache is still being built for this domain.",
        "action": "/domain/buseymortgagecenter.com/refresh",
        "isGuestCooldown": false,
        "cooldownSeconds": 0
    },
    "urlscan_report": {
        "domain": "buseymortgagecenter.com",
        "status": "idle",
        "submitted_at": null,
        "completed_at": null,
        "last_checked_at": null,
        "last_error": "",
        "submitted_url": "https://buseymortgagecenter.com/",
        "uuid": "",
        "result_url": "",
        "api_result_url": "",
        "visibility": "public",
        "summary": "No urlscan.io report has been requested for this domain yet.",
        "report": [],
        "report_summary": [],
        "is_fresh": false,
        "can_retry": true,
        "poll_after_seconds": 20
    }
}