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                        "body": "Personal Banking and Financial Services | CIBC Skip to Online Banking Skip to Content Skip to Navigation Personal Business Commercial Imperial Service Wealth About CIBC CIBC Websites Special Offers Current language: English Opens in a dialog. Search Search, opens in a dialog window Close Close the Search dialog window Search Reset Search prod Locations Locations. Opens in a new window. Contact us Contact us. Opens in a new window. Sign on to CIBC Online Banking. Register for online and mobile banking Use left/right arrow keys to move between top level menu items. Arrow keys or space bar to move among menu items or open a sub-menu. ESC to close a sub-menu and return to top level menu items. Bank Accounts Bank Accounts Explore Bank Accounts Chequing Savings Business Prepaid Cards Overdraft Protection Offers and Bundles Students Clients under 25 Seniors Foreign Workers New to Canada Skilled Trades Banking Bundle US Cross-Border Banking Costco Member Offers Indigenous Tools and Resources Compare Bank Accounts Bank Account Selector Bank Account Calculators Bank Account Rates Special offer: Bundle to earn up to $850. Start with a CIBC Smart® Account.†, ‡ Qualifying actions apply. Learn more about the CIBC Smart Account offer. Credit Cards Discover Our Cards Travel Cards Aeroplan Cards Cash Back Cards Costco Cards Rewards Cards No Fee Cards Low Interest Cards Student Cards Business Cards Credit Cards Explore Credit Cards Compare Credit Cards View All Credit Cards Credit Card Rewards Manage My Card Learn About Credit New to Canada Tools and Resources Rewards Calculator Aventura Points Flight Finder Agreements and Insurance Balance Transfer Calculator Join and earn up to 45,000 points† with a CIBC Aventura® Visa Infinite* Card. Learn more about the CIBC Aventura Visa Infinite offer. Mortgages Mortgages Explore Mortgages Fixed-Rate Mortgages Variable Rate Mortgage Compare Mortgages Mortgage Rates Home Power Plan Solution Mortgage Offers First Nations Housing Loans Mortgage Advice Manage My Mortgage First-Time Home Buyer Buy Your Next Property Switch Your Mortgage to CIBC Buying a Home as a Newcomer US Cross-Border Mortgage Renew Your Mortgage Use Your Home Equity Mortgage Relief Contact Us Tools and Resources Mortgage Tools and Calculators Mortgage Affordability Calculator Mortgage Payment Calculator Pre-qualify for a Mortgage Apply for a Mortgage Opens a new window. Mortgage Prepayment Charge Calculator Home Equity Calculator Mortgage Resource Centre Come home to cash back with select CIBC mortgages. Learn more about the mortgage offer. Lending Lending Explore Lending Loans Lines of Credit Student Lines of Credit Business Loans and Lines of Credit Car Loans RRSP Loan Tools and Resources Compare Products Lending Resource Centre Find your Borrowing Solution Apply for Loan or Line of Credit Loan Calculators A line of credit to help conquer your goals. Enjoy a low introductory rate†, equal to CIBC Prime, until December 6, 2026. Learn more about this low introductory rate. Investments Investments Explore Investments Accounts and Products Investment Goals GICs Investing with a Professional Mutual Funds Self-Directed Investing Opens in a new window. Tax-Free Savings Accounts (TFSA) Portfolio Solutions First Home Savings Account (FHSA) Exchange Traded Funds (ETFs) Retirement – RRSP RIF LIF Structured Notes Education – RESPs Canadian Depositary Receipts Disability – RDSPs CIBC Investment Account Precious Metals Purchasing Tools and Resources Investment Calculators Investment Rates Purchase an Investment Start saving today, tax-free. Discover the ways…",
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                        "asn": "AS20940",
                        "as_name": "Akamai International B.V.",
                        "as_domain": "akamai.com",
                        "country_code": "GB",
                        "country": "United Kingdom",
                        "region": "",
                        "city": "",
                        "flags": [],
                        "highlights": [
                            "IPinfo resolved the primary IP to GB on AS20940."
                        ],
                        "citations": [
                            {
                                "title": "IPinfo IP enrichment",
                                "url": "https://ipinfo.io/developers",
                                "host": "ipinfo.io",
                                "snippet": "Primary IP 2.19.248.8 geolocates to GB.",
                                "source_type": "ip_enrichment"
                            }
                        ]
                    },
                    "censys": {
                        "status": "disabled"
                    },
                    "sslmate": {
                        "status": "error",
                        "error": "HTTP 429: {\"code\":\"rate_limited\",\"message\":\"You have exceeded the domain search rate limit for the SSLMate CT Search API. Please try again later, or upgrade your Cert Spotter plan by visiting .\"}"
                    }
                },
                "facts": [],
                "citations": [
                    {
                        "title": "IPinfo IP enrichment",
                        "url": "https://ipinfo.io/developers",
                        "host": "ipinfo.io",
                        "snippet": "Primary IP 2.19.248.8 geolocates to GB.",
                        "source_type": "ip_enrichment"
                    }
                ],
                "highlights": [
                    "IPinfo resolved the primary IP to GB on AS20940."
                ],
                "resolved_ips": [
                    "2.19.248.8",
                    "2.19.248.9"
                ],
                "primary_ip": "2.19.248.8",
                "quality": {
                    "provider_diversity_score": 25,
                    "provider_confidence_score": 54,
                    "provider_fact_count": 0
                }
            },
            "evidence": {
                "scores": {
                    "legit": 0,
                    "safe": 0,
                    "trusted": 0,
                    "caution": 0,
                    "scam": 0,
                    "dangerous": 0,
                    "spam": 0,
                    "nsfw": 0
                },
                "counts": {
                    "official_presence": 0,
                    "business_profiles": 0,
                    "positive_reviews": 0,
                    "negative_reviews": 0,
                    "scam_reports": 0,
                    "dangerous_reports": 0,
                    "spam_reports": 0,
                    "adult_reports": 0
                },
                "tag_support": [],
                "top_supporting_facts": [],
                "top_positive_facts": []
            },
            "quality": {
                "source_diversity_score": 0,
                "entity_coverage_score": 98,
                "freshness_score": 18,
                "confidence": 23,
                "documents_fetched": 1,
                "external_documents_fetched": 0,
                "fact_count": 0,
                "avg_source_trust": 55,
                "avg_entity_score": 98,
                "fetch_success_rate": 100,
                "exact_match_score": 0,
                "query_coverage_score": 20,
                "host_coverage_score": 20,
                "source_type_coverage_score": 25,
                "qualified_evidence_score": 0,
                "exact_match_documents": 0,
                "blocked_candidates": 0,
                "used_direct_fallback": true,
                "external_results_found": 0,
                "provider_diversity_score": 25,
                "provider_confidence_score": 54,
                "provider_fact_count": 0
            },
            "decision": {
                "state": "insufficient",
                "uncertainty": true,
                "candidate_support": 0,
                "candidate_contradiction": 0,
                "supports": {
                    "dangerous": false,
                    "scam": false,
                    "spam": false,
                    "nsfw": false,
                    "trusted": false
                },
                "evidence_quality": "low",
                "state_label": "Inconclusive",
                "state_reason": "Public search did not yield usable third-party matches, so the system fell back to first-party inspection only."
            },
            "signals": {
                "scores": {
                    "legit": 0,
                    "safe": 0,
                    "trusted": 0,
                    "caution": 0,
                    "scam": 0,
                    "dangerous": 0,
                    "spam": 0,
                    "nsfw": 0
                },
                "counts": {
                    "official_presence": 0,
                    "business_profiles": 0,
                    "positive_reviews": 0,
                    "negative_reviews": 0,
                    "scam_reports": 0,
                    "dangerous_reports": 0,
                    "spam_reports": 0,
                    "adult_reports": 0
                },
                "candidate_support": 0,
                "candidate_contradiction": 0,
                "highlights": [
                    "IPinfo resolved the primary IP to GB on AS20940.",
                    "External evidence remained inconclusive because diversity, exact matching, or confidence was still too weak."
                ]
            },
            "citations": [
                {
                    "title": "IPinfo IP enrichment",
                    "url": "https://ipinfo.io/developers",
                    "host": "ipinfo.io",
                    "snippet": "Primary IP 2.19.248.8 geolocates to GB.",
                    "source_type": "ip_enrichment"
                }
            ],
            "urlscan": {
                "domain": "cibc.com",
                "status": "error",
                "submitted_at": "2026-03-19T13:50:28+00:00",
                "completed_at": null,
                "last_checked_at": "2026-03-19T13:50:28+00:00",
                "last_error": "Rate limit for 'public' exceeded. Limit is 500 per hour. Reset in 571 seconds.",
                "submitted_url": "https://cibc.com/",
                "uuid": "",
                "result_url": "",
                "api_result_url": "",
                "visibility": "public",
                "summary": "urlscan.io scan submission failed.",
                "report": [],
                "report_summary": [],
                "is_fresh": false,
                "can_retry": false,
                "poll_after_seconds": 20
            },
            "eligibility": {
                "budget_ms": 4200,
                "search_budget_ms": 1600,
                "review_budget_ms": 2600,
                "query_cap": 2,
                "provider_cap": 1,
                "result_cap": 6,
                "review_document_cap": 4,
                "search_connect_timeout": 2,
                "search_timeout": 3,
                "review_connect_timeout": 2,
                "review_timeout": 3,
                "allowed": true,
                "mode": "normal",
                "decision_code": "run_normal",
                "reason": "interactive-refresh",
                "summary": "Running a standard intelligence pass because the current signals need third-party corroboration. Current candidate tag: T.",
                "cooldown": {
                    "active": false,
                    "empty_attempts": 0,
                    "next_allowed_at": "",
                    "reason": "",
                    "provider_retry_at": ""
                },
                "suffix": {
                    "tld": "com",
                    "registered_suffix": "com",
                    "class": "high_confidence",
                    "reserved": false
                },
                "signals": {
                    "trust_score": 90,
                    "quality_score": 82,
                    "safety_score": 100,
                    "fraud_score": 1,
                    "spam_score": 10,
                    "nsfw_score": 0,
                    "score_confidence": 56,
                    "risk_label": "good",
                    "crawl_blocked": false,
                    "last_http_status": 200,
                    "content_word_count": 89,
                    "internal_links_count": 207,
                    "site_name": "",
                    "title": "Personal Banking and Financial Services | CIBC",
                    "is_tracked": false
                }
            },
            "cooldown": {
                "empty_attempts": 1,
                "next_allowed_at": "2026-03-26T13:50:29+00:00",
                "reason": "Recent intelligence runs produced no qualified third-party evidence, so retries are cooled down to save budget.",
                "provider_retry_at": "",
                "last_reason": "interactive-refresh"
            },
            "debug": {
                "top_supporting_facts": [],
                "top_positive_facts": [],
                "ignored_candidates": [],
                "budget_ms": 4200,
                "search_budget_ms": 1600,
                "review_budget_ms": 2600,
                "search_mode": "interactive-refresh",
                "query_cap": 2,
                "provider_cap": 1,
                "result_cap": 6,
                "review_document_cap": 4,
                "reason": "interactive-refresh",
                "priority": 75,
                "eligibility_decision": "run_normal",
                "provider_statuses": {
                    "safebrowsing": "disabled",
                    "abuseipdb": "quota_exhausted",
                    "ipinfo": "ok",
                    "censys": "disabled",
                    "sslmate": "error"
                }
            },
            "last_good": {
                "checked_at": "2026-03-19T13:50:29+00:00",
                "summary": "External checks ran, but the verified result set was still too sparse to harden the verdict.",
                "decision": {
                    "state": "insufficient",
                    "uncertainty": true,
                    "candidate_support": 0,
                    "candidate_contradiction": 0,
                    "supports": {
                        "dangerous": false,
                        "scam": false,
                        "spam": false,
                        "nsfw": false,
                        "trusted": false
                    },
                    "evidence_quality": "low",
                    "state_label": "Inconclusive",
                    "state_reason": "Public search did not yield usable third-party matches, so the system fell back to first-party inspection only."
                },
                "signals": {
                    "scores": {
                        "legit": 0,
                        "safe": 0,
                        "trusted": 0,
                        "caution": 0,
                        "scam": 0,
                        "dangerous": 0,
                        "spam": 0,
                        "nsfw": 0
                    },
                    "counts": {
                        "official_presence": 0,
                        "business_profiles": 0,
                        "positive_reviews": 0,
                        "negative_reviews": 0,
                        "scam_reports": 0,
                        "dangerous_reports": 0,
                        "spam_reports": 0,
                        "adult_reports": 0
                    },
                    "candidate_support": 0,
                    "candidate_contradiction": 0,
                    "highlights": [
                        "IPinfo resolved the primary IP to GB on AS20940.",
                        "External evidence remained inconclusive because diversity, exact matching, or confidence was still too weak."
                    ]
                },
                "citations": [
                    {
                        "title": "IPinfo IP enrichment",
                        "url": "https://ipinfo.io/developers",
                        "host": "ipinfo.io",
                        "snippet": "Primary IP 2.19.248.8 geolocates to GB.",
                        "source_type": "ip_enrichment"
                    }
                ]
            }
        },
        "external_decision": {
            "state": "insufficient",
            "uncertainty": true,
            "candidate_support": 0,
            "candidate_contradiction": 0,
            "supports": {
                "dangerous": false,
                "scam": false,
                "spam": false,
                "nsfw": false,
                "trusted": false
            },
            "evidence_quality": "low",
            "state_label": "Inconclusive",
            "state_reason": "Public search did not yield usable third-party matches, so the system fell back to first-party inspection only."
        },
        "signal_scores": [
            {
                "label": "Strongest tag heuristic",
                "value": "T · 83%",
                "tone": "good",
                "detail": "The highest raw tag match from the heuristic engine before visibility thresholds and manual overrides."
            },
            {
                "label": "Trust score",
                "value": "78/100",
                "tone": "good",
                "detail": "Confidence derived from authority, crawl quality, stability, and risk signals."
            },
            {
                "label": "Authority score",
                "value": "52/100",
                "tone": "caution",
                "detail": "A higher authority score usually means broader reputation and backlink confidence."
            },
            {
                "label": "Spam risk",
                "value": "0/100",
                "tone": "good",
                "detail": "Lower is better. This blends spam indicators with false-positive protections for legitimate sites."
            },
            {
                "label": "Quality score",
                "value": "82/100",
                "tone": "good",
                "detail": "Based on crawl quality, content completeness, and technical evidence."
            },
            {
                "label": "Safety score",
                "value": "100/100",
                "tone": "good",
                "detail": "Higher is safer. Direct fraud signals can heavily cap this even when SEO signals look strong."
            },
            {
                "label": "Fraud score",
                "value": "1/100",
                "tone": "good",
                "detail": "Lower is better. This reflects phishing, drainer, fake-support, fake-shop, and malware signals."
            },
            {
                "label": "Infrastructure risk",
                "value": "4/100",
                "tone": "good",
                "detail": "Lower is better. This reflects the IP, registrar, and nameserver neighbourhood seen by the crawler."
            },
            {
                "label": "Evidence confidence",
                "value": "48/100",
                "tone": "caution",
                "detail": "Higher means the crawler had enough pages and registry evidence to make a stronger call."
            },
            {
                "label": "External evidence",
                "value": "Low",
                "tone": "unknown",
                "detail": "Quality of the structured search and review evidence cluster."
            },
            {
                "label": "External decision",
                "value": "Inconclusive",
                "tone": "unknown",
                "detail": "How third-party evidence compares with the current candidate tag."
            },
            {
                "label": "NSFW score",
                "value": "0/100",
                "tone": "good",
                "detail": "Context-aware adult-content detection with medical / educational false-positive reduction."
            },
            {
                "label": "Registry stability",
                "value": "100/100",
                "tone": "good",
                "detail": "Based on age, expiry runway, and the amount of ownership / registrar churn."
            }
        ],
        "signal_sections": [
            {
                "title": "Registry & ownership",
                "items": [
                    {
                        "label": "Domain age",
                        "value": "32.4 years",
                        "tone": "good",
                        "detail": "Older domains generally carry more historical trust than very new ones."
                    },
                    {
                        "label": "Stability score",
                        "value": "100/100",
                        "tone": "good",
                        "detail": "Penalised by registrar, ownership, and nameserver churn."
                    },
                    {
                        "label": "Days to expiry",
                        "value": "231",
                        "tone": "good",
                        "detail": "Very short renewal windows can be a weak trust signal."
                    },
                    {
                        "label": "Registrar / ownership changes",
                        "value": "0 / 0",
                        "tone": "good",
                        "detail": "Frequent ownership churn can weaken trust."
                    },
                    {
                        "label": "Nameserver changes",
                        "value": "0",
                        "tone": "good",
                        "detail": "Repeated infrastructure changes can indicate instability."
                    },
                    {
                        "label": "DNSSEC / privacy",
                        "value": "DNSSEC off · privacy off",
                        "tone": "caution",
                        "detail": "DNSSEC strengthens DNS trust; privacy is neutral on its own."
                    }
                ]
            },
            {
                "title": "Reputation & search evidence",
                "items": [
                    {
                        "label": "Backlinks",
                        "value": "6",
                        "tone": "unknown",
                        "detail": "Broader backlink evidence usually improves confidence."
                    },
                    {
                        "label": "Referring domains",
                        "value": "6",
                        "tone": "caution",
                        "detail": "Unique linking domains are more useful than raw link volume."
                    },
                    {
                        "label": "Organic keywords",
                        "value": "79",
                        "tone": "caution",
                        "detail": "Search footprint helps distinguish real sites from thin shells."
                    },
                    {
                        "label": "Indexed pages",
                        "value": "135",
                        "tone": "good",
                        "detail": "Larger index coverage usually means more evidence to classify from."
                    },
                    {
                        "label": "Brand strength",
                        "value": "76/100",
                        "tone": "good",
                        "detail": "Stronger brand signals reduce false positives for legitimate sites."
                    },
                    {
                        "label": "Risk label",
                        "value": "GOOD",
                        "tone": "unknown",
                        "detail": "This is the raw crawl / heuristic risk label feeding the tag model."
                    }
                ]
            },
            {
                "title": "Crawl, content & technicals",
                "items": [
                    {
                        "label": "HTTP status",
                        "value": "200",
                        "tone": "good",
                        "detail": "Healthy responses make classification more reliable."
                    },
                    {
                        "label": "HTTPS / speed",
                        "value": "HTTPS OK · 459 ms",
                        "tone": "good",
                        "detail": "Slow or broken technical signals weaken confidence."
                    },
                    {
                        "label": "Content words",
                        "value": "89",
                        "tone": "spam",
                        "detail": "Thin pages are harder to trust and easier to manipulate."
                    },
                    {
                        "label": "Schema / structure",
                        "value": "0 schema · meta · H1",
                        "tone": "caution",
                        "detail": "Structured markup and basic on-page hygiene improve quality confidence."
                    },
                    {
                        "label": "Links on page",
                        "value": "207 internal · 7 external",
                        "tone": "good",
                        "detail": "Link patterns help detect thin directories and promo pages."
                    },
                    {
                        "label": "Page speed / mobile",
                        "value": "92/100 · 86/100",
                        "tone": "good",
                        "detail": "Better technical quality generally reduces low-effort site patterns."
                    },
                    {
                        "label": "Crawl access",
                        "value": "Open",
                        "tone": "good",
                        "detail": "The crawler reached the site without an anti-bot challenge."
                    }
                ]
            },
            {
                "title": "External evidence & explainability",
                "items": [
                    {
                        "label": "Decision state",
                        "value": "Inconclusive",
                        "tone": "unknown",
                        "detail": "Public search did not yield usable third-party matches, so the system fell back to first-party inspection only."
                    },
                    {
                        "label": "Evidence quality",
                        "value": "Low",
                        "tone": "unknown",
                        "detail": "Blends source trust, domain matching, evidence diversity, and freshness."
                    },
                    {
                        "label": "Support vs contradiction",
                        "value": "0 / 0",
                        "tone": "unknown",
                        "detail": "Compares how much structured external evidence supports the candidate tag against evidence that contradicts it."
                    },
                    {
                        "label": "Qualified risk sources",
                        "value": "No",
                        "tone": "good",
                        "detail": "Risk tags only promote from external evidence when source diversity or source trust thresholds are met."
                    },
                    {
                        "label": "Uncertainty buffer",
                        "value": "Active",
                        "tone": "caution",
                        "detail": "Prevents thin or mixed external evidence from forcing a stronger tag than the evidence can justify."
                    }
                ]
            }
        ],
        "positives": [
            "Established domain age: 32.4 years.",
            "Low registrar / ownership churn with solid registry stability.",
            "Healthy crawl quality and on-page completeness.",
            "Search evidence is broad enough to classify with better confidence."
        ],
        "risks": [
            "External evidence was mixed or sparse, so the tag model keeps an uncertainty buffer instead of overcommitting."
        ]
    },
    "traffic_confidence": 51,
    "whois": {
        "current": {
            "id": 30983,
            "domain": "cibc.com",
            "source_type": "rdap",
            "rdap_url": "https://rdap.verisign.com/com/v1/domain/CIBC.COM",
            "registrar_name": "CSC Corporate Domains, Inc.",
            "registrar_handle": "299",
            "registrant_name": "",
            "registrant_org": "",
            "registrant_country": "",
            "registrant_email": "",
            "abuse_email": "domainabuse@cscglobal.com",
            "created_date": "1993-12-02 05:00:00",
            "updated_date": "2025-11-27 06:07:57",
            "expires_date": "2026-12-01 05:00:00",
            "nameservers_json": "[\"a1-188.akam.net\",\"a11-67.akam.net\",\"a13-64.akam.net\",\"a16-65.akam.net\",\"a18-66.akam.net\",\"a26-67.akam.net\"]",
            "status_json": "[\"client transfer prohibited\",\"server delete prohibited\",\"server transfer prohibited\",\"server update prohibited\"]",
            "dnssec": "unsigned",
            "privacy_protected": 0,
            "content_hash": "83519fab62a43b4b243e3c03baf9a34b43ec5faf2fbc2ff68c5593616dbf6602",
            "history_count": 1,
            "last_checked_at": "2026-04-09 18:51:45",
            "last_changed_at": "2026-03-19 04:54:50",
            "created_at": "2026-03-19 04:54:50",
            "updated_at": "2026-04-09 18:51:45"
        },
        "history": [
            {
                "id": 31720,
                "domain": "cibc.com",
                "source_type": "rdap",
                "registrar_name": "CSC Corporate Domains, Inc.",
                "registrar_handle": "299",
                "registrant_name": "",
                "registrant_org": "",
                "registrant_country": "",
                "registrant_email": "",
                "abuse_email": "domainabuse@cscglobal.com",
                "created_date": "1993-12-02 05:00:00",
                "updated_date": "2025-11-27 06:07:57",
                "expires_date": "2026-12-01 05:00:00",
                "nameservers_json": "[\"a1-188.akam.net\",\"a11-67.akam.net\",\"a13-64.akam.net\",\"a16-65.akam.net\",\"a18-66.akam.net\",\"a26-67.akam.net\"]",
                "status_json": "[\"client transfer prohibited\",\"server delete prohibited\",\"server transfer prohibited\",\"server update prohibited\"]",
                "dnssec": "unsigned",
                "privacy_protected": 0,
                "content_hash": "83519fab62a43b4b243e3c03baf9a34b43ec5faf2fbc2ff68c5593616dbf6602",
                "checked_at": "2026-03-19 04:54:50",
                "change_summary": "Initial WHOIS snapshot captured.",
                "created_at": "2026-03-19 04:54:50"
            }
        ],
        "signals": {
            "age_years": 32.4,
            "days_to_expiry": 231,
            "days_since_last_registry_update": 137,
            "stability_score": 100,
            "registrar_changes": 0,
            "ownership_changes": 0,
            "nameserver_changes": 0,
            "status_changes": 0,
            "history_entries": 1,
            "privacy_protected": false,
            "dnssec_enabled": false,
            "has_registrant_country": false,
            "registrant_country": "",
            "nameserver_count": 6,
            "status_count": 4
        }
    },
    "discovered_domain": {
        "id": 686653,
        "domain": "cibc.com",
        "first_seen_at": "2026-03-19 02:06:39",
        "last_crawled_at": "2026-04-09 18:52:02",
        "last_title": "Personal Banking and Financial Services | CIBC",
        "last_http_status": 200,
        "discovered_from_domain": "thecma.ca",
        "depth": 2,
        "backlinks_count": 6,
        "rating_cache": 42,
        "spam_score": 10,
        "risk_label": "good",
        "category_name": "Finance: Banking & Payments",
        "primary_country_code": "",
        "internal_links_count": 207,
        "external_links_count": 7,
        "social_profiles_count": 3,
        "content_word_count": 89,
        "title_quality_score": 93,
        "has_meta_description": 1,
        "has_h1": 1,
        "language_code": "en",
        "response_time_ms": 459,
        "robots_status": 0,
        "sitemap_status": 0,
        "sitemap_total_urls": 0,
        "quality_score": 82,
        "site_name": "",
        "canonical_domain": "cibc.com",
        "favicon_present": 1,
        "schema_org_count": 0,
        "noindex_detected": 0,
        "feed_links_count": 0,
        "https_working": 1,
        "estimated_authority_score": 39,
        "trust_score": 73,
        "nsfw_score": 0,
        "overall_rank_estimate": 4452296,
        "primary_tag": "C",
        "tag_codes": "C,Uncertain",
        "manual_verified_status": "",
        "manual_tag_codes": "",
        "manual_rating_delta": 0,
        "manual_authority_delta": 0,
        "manual_trust_delta": 0,
        "manual_note": null,
        "manual_adjusted_by": null,
        "manual_adjusted_at": null,
        "manual_lock_scores": 0,
        "manual_lock_flags": 0,
        "crawl_blocked": 0,
        "crawl_blocked_by": "",
        "crawl_blocked_reason": null,
        "safety_score": 100,
        "fraud_score": 1,
        "legitimacy_score": 48,
        "infrastructure_risk_score": 4,
        "score_confidence": 38,
        "tag_confidence": 21,
        "category_confidence": 75,
        "deep_crawl_pages": 0,
        "resolved_ip": "2.19.248.8",
        "category_candidates_json": "[{\"category\":\"Finance: Banking & Payments\",\"score\":100}]",
        "page_signals_json": "[]",
        "score_reasons_json": "[\"Trusted status now requires clean crawl access and stronger confidence, so this result was downgraded to caution.\",\"Overall rating is now capped by evidence confidence to prevent inflated scores from thin signals.\",\"Low evidence confidence now reduces how high the public rating can climb.\"]",
        "route_domain": "cibc.com",
        "display_domain": "cibc.com"
    },
    "explainability": {
        "summary": "cibc.com currently scores 66/100. The score is being shaped by a mixed signal profile rather than one dominant factor. Evidence confidence is still limited, so the score can move materially after more evidence is collected. This is an estimated profile rather than a manually tracked one. Crawler access looks clean.",
        "badges": [
            {
                "label": "Profile",
                "value": "Estimated profile",
                "tone": "unknown",
                "detail": null
            },
            {
                "label": "Evidence confidence",
                "value": "Low confidence",
                "tone": "risk",
                "detail": "39/100"
            },
            {
                "label": "Traffic confidence",
                "value": "Moderate confidence",
                "tone": "caution",
                "detail": "51/100"
            },
            {
                "label": "Crawler access",
                "value": "Clean visibility",
                "tone": "good",
                "detail": null
            }
        ],
        "weighted_contributions": [
            {
                "label": "Quality system",
                "points": "+20.7",
                "tone": "caution",
                "detail": "Technical quality, crawl depth, page structure, and implementation hygiene. Current subsystem score: 61/100."
            },
            {
                "label": "Reputation system",
                "points": "+17.0",
                "tone": "caution",
                "detail": "Authority, search visibility, reach, engagement, and registry stability. Current subsystem score: 50/100."
            },
            {
                "label": "Safety system",
                "points": "+32.0",
                "tone": "good",
                "detail": "Fraud, spam, and trust signals from infrastructure, crawl, and registry evidence. Current subsystem score: 100/100."
            },
            {
                "label": "Risk clamp",
                "points": "-4.0",
                "tone": "risk",
                "detail": "Safety thresholds capped the final score until the risk profile improves."
            }
        ],
        "evidence_cards": [
            {
                "label": "Authority and trust",
                "value": "52/100 · trust 77/100",
                "tone": "caution",
                "detail": "123 monthly visitors, 79 organic keywords, brand completeness 76/100, engagement 83/100."
            },
            {
                "label": "Backlink and search evidence",
                "value": "6 referring domains",
                "tone": "good",
                "detail": "6 backlinks across 6 referring domains. Diversity 95/100; spam penalty 0."
            },
            {
                "label": "Registry and domain stability",
                "value": "32.4 years old",
                "tone": "good",
                "detail": "Stability 100/100 · age 32.4 years · registrar CSC Corporate Domains, Inc. · expires in 231 days."
            },
            {
                "label": "Safety and fraud posture",
                "value": "Safety 100/100 · fraud 1/100",
                "tone": "good",
                "detail": "Primary tag T · safety 100/100 · fraud 1/100."
            }
        ],
        "positives": [
            "Established domain age: 32.4 years.",
            "Low registrar / ownership churn with solid registry stability.",
            "Healthy crawl quality and on-page completeness.",
            "Search evidence is broad enough to classify with better confidence.",
            "Registry history looks stable, which supports legitimacy and trust.",
            "The domain has been registered for years, which usually improves trust confidence."
        ],
        "risks": [
            "External evidence was mixed or sparse, so the tag model keeps an uncertainty buffer instead of overcommitting."
        ],
        "freshness": [
            {
                "label": "Crawl evidence",
                "value": "2026-04-09 18:52:02",
                "tone": "caution",
                "detail": "Crawl and page content sample. Age: 3d ago."
            },
            {
                "label": "WHOIS snapshot",
                "value": "2026-04-09 18:51:45",
                "tone": "caution",
                "detail": "Registry profile and stability signals. Age: 3d ago."
            },
            {
                "label": "Keyword view",
                "value": "2026-04-13 13:29:43",
                "tone": "good",
                "detail": "Estimated visibility until tracked keyword snapshots exist. Age: 0s ago."
            },
            {
                "label": "Rank history",
                "value": "2026-04-13 13:29:43",
                "tone": "good",
                "detail": "Estimated trend derived from current profile and crawl signals. Age: 0s ago."
            },
            {
                "label": "Audience geography",
                "value": "Not captured yet",
                "tone": "unknown",
                "detail": "Audience mix is estimated from available signals rather than first-party audience logs."
            }
        ],
        "section_notes": {
            "audience": "Audience geography is estimated from category, country, traffic mix, and brand signals until first-party audience data is collected.",
            "keywords": "Top keywords are estimated from crawl language, brand, category, and visibility signals until tracked keyword snapshots are stored.",
            "history": "Rank history is estimated from the current profile because no stored history exists for this domain yet."
        },
        "base_weighted_score": 70,
        "fraud_clamp_penalty": 4,
        "final_score": 66
    },
    "insight_snapshot": {
        "version": 1,
        "generated_at": "2026-04-13T13:29:43+00:00",
        "domain": "cibc.com",
        "display_name": "Personal Banking and Financial Services",
        "is_tracked": false,
        "is_estimated": true,
        "overall_score": 66,
        "authority_score": 52,
        "trust_score": 77,
        "safety_score": 100,
        "fraud_score": 1,
        "confidence_score": 39,
        "traffic_confidence": 51,
        "last_crawled_at": "2026-04-09 18:52:02",
        "crawl_blocked": false,
        "summary": "cibc.com currently scores 66/100. The score is being shaped by a mixed signal profile rather than one dominant factor. Evidence confidence is still limited, so the score can move materially after more evidence is collected. This is an estimated profile rather than a manually tracked one. Crawler access looks clean.",
        "badges": [
            {
                "label": "Profile",
                "value": "Estimated profile",
                "tone": "unknown",
                "detail": null
            },
            {
                "label": "Evidence confidence",
                "value": "Low confidence",
                "tone": "risk",
                "detail": "39/100"
            },
            {
                "label": "Traffic confidence",
                "value": "Moderate confidence",
                "tone": "caution",
                "detail": "51/100"
            },
            {
                "label": "Crawler access",
                "value": "Clean visibility",
                "tone": "good",
                "detail": null
            }
        ],
        "top_positive_signals": [
            "Established domain age: 32.4 years.",
            "Low registrar / ownership churn with solid registry stability.",
            "Healthy crawl quality and on-page completeness.",
            "Search evidence is broad enough to classify with better confidence.",
            "Registry history looks stable, which supports legitimacy and trust."
        ],
        "top_risk_signals": [
            "External evidence was mixed or sparse, so the tag model keeps an uncertainty buffer instead of overcommitting."
        ],
        "freshness": [
            {
                "label": "Crawl evidence",
                "value": "2026-04-09 18:52:02",
                "tone": "caution",
                "detail": "Crawl and page content sample. Age: 3d ago."
            },
            {
                "label": "WHOIS snapshot",
                "value": "2026-04-09 18:51:45",
                "tone": "caution",
                "detail": "Registry profile and stability signals. Age: 3d ago."
            },
            {
                "label": "Keyword view",
                "value": "2026-04-13 13:29:43",
                "tone": "good",
                "detail": "Estimated visibility until tracked keyword snapshots exist. Age: 0s ago."
            },
            {
                "label": "Rank history",
                "value": "2026-04-13 13:29:43",
                "tone": "good",
                "detail": "Estimated trend derived from current profile and crawl signals. Age: 0s ago."
            },
            {
                "label": "Audience geography",
                "value": "Not captured yet",
                "tone": "unknown",
                "detail": "Audience mix is estimated from available signals rather than first-party audience logs."
            }
        ],
        "top_tags": [
            {
                "code": "T",
                "label": "Trusted",
                "tone": "good"
            },
            {
                "code": "Uncertain",
                "label": "Uncertain",
                "tone": "unknown"
            }
        ]
    },
    "is_tracked": false,
    "is_estimated": true,
    "live_state": {
        "status": "processing",
        "status_label": "Cache build running",
        "message": "The refreshed page cache is still being built for this domain.",
        "updated_at": "2026-04-13T16:21:19+00:00"
    },
    "refresh_state": {
        "canRequest": false,
        "queued": true,
        "processing": true,
        "stageKey": "cache-queued",
        "stageLabel": "Cache build running",
        "cooldownUntil": null,
        "message": "The refreshed page cache is still being built for this domain.",
        "action": "/domain/cibc.com/refresh",
        "isGuestCooldown": false,
        "cooldownSeconds": 0
    },
    "urlscan_report": {
        "domain": "cibc.com",
        "status": "error",
        "submitted_at": "2026-03-19T13:50:28+00:00",
        "completed_at": null,
        "last_checked_at": "2026-03-19T13:50:28+00:00",
        "last_error": "Rate limit for 'public' exceeded. Limit is 500 per hour. Reset in 571 seconds.",
        "submitted_url": "https://cibc.com/",
        "uuid": "",
        "result_url": "",
        "api_result_url": "",
        "visibility": "public",
        "summary": "urlscan.io scan submission failed.",
        "report": [],
        "report_summary": [],
        "is_fresh": false,
        "can_retry": true,
        "poll_after_seconds": 20
    }
}