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                        "body": "Deposit Insurance | FDIC.gov Skip to main content An official website of the United States governmentThe .gov means it’s official. Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.The site is secure. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.Cambiar a españolSearch FDIC.gov Search About Toggle submenu AboutThe Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. Learn about the FDIC’s mission, leadership, history, career opportunities, and more.Learn More About the FDIC What We Do Leadership Careers Initiatives Workplace Culture Strategic Plans Financial Reports History Governance Ombudsman Doing Business with the FDIC PRESS RELEASE / February 24, 2026 The banking industry reported a return on assets ratio of 1.24 percent, a … PRESS RELEASE / January 30, 2026 First Independence Bank, Detroit, Michigan, Assumes All Deposits of Metrop… PRESS RELEASE / November 24, 2025 The banking industry reported a return on assets ratio of 1.27 percent, an… PRESS RELEASE / August 26, 2025 FDIC-Insured Institutions Reported Return on Assets of 1.13 Percent and Ne… Resources Toggle submenu ResourcesThe FDIC provides a wealth of resources for consumers, bankers, analysts, and other stakeholders. Browse our collection of financial education materials, data tools, documentation of laws and regulations, information on important initiatives, and more.Additional FDIC Resources Consumer Resource Center Banker Resource Center Deposit Insurance Supervision & Examinations Laws & Regulations Resolutions Publications Forms Data Tools Community Banking Research Program International Seminars and Training PRESS RELEASE / February 24, 2026 The banking industry reported a return on assets ratio of 1.24 percent, a … PRESS RELEASE / January 30, 2026 First Independence Bank, Detroit, Michigan, Assumes All Deposits of Metrop… PRESS RELEASE / November 24, 2025 The banking industry reported a return on assets ratio of 1.27 percent, an… PRESS RELEASE / August 26, 2025 FDIC-Insured Institutions Reported Return on Assets of 1.13 Percent and Ne… Analysis Toggle submenu AnalysisThe FDIC is proud to be a pre-eminent source of U.S. banking industry research, including quarterly banking profiles, working papers, and state banking performance data. Browse our extensive research tools and reports.More FDIC Analysis Quarterly Banking Profile Banking Issues in Focus Center for Financial Research Consumer Research FDIC National Survey of Unbanked and Underbanked Households Annual Risk Review EVENT / February 24, 2026 The banking industry reported a return on assets ratio of 1.24 percent, a decre… EVENT / November 24, 2025 The banking industry reported a return on assets ratio of 1.27 percent, an incr… EVENT / August 26, 2025 FDIC-Insured Institutions Reported Return on Assets of 1.13 Percent and Net Inc… EVENT / May 28, 2025 FDIC-Insured Institutions Reported Return on Assets of 1.16 Percent and Net Inc… News Toggle submenu NewsThe FDIC publishes regular updates on news and activities. Keep up with FDIC announcements, read speeches and testimony on the latest banking issues, learn about policy changes for banks, and get the details on upcoming conferences and events.Find More FDIC News Press Releases Financial Institution Letters Conferences & Events Board Matters Natural Disaster…",
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                "id": 71990,
                "domain": "fdic.gov",
                "source_type": "rdap",
                "registrar_name": "get.gov",
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                "registrant_org": "REDACTED FOR PRIVACY",
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                "registrant_email": "REDACTED FOR PRIVACY",
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                "checked_at": "2026-03-15 12:13:49",
                "change_summary": "Initial WHOIS snapshot captured.",
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        "signals": {
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            "days_to_expiry": 114,
            "days_since_last_registry_update": 5,
            "stability_score": 100,
            "registrar_changes": 0,
            "ownership_changes": 0,
            "nameserver_changes": 0,
            "status_changes": 0,
            "history_entries": 3,
            "privacy_protected": true,
            "dnssec_enabled": true,
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            "registrant_country": "",
            "nameserver_count": 6,
            "status_count": 1
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        "id": 8343,
        "domain": "fdic.gov",
        "first_seen_at": "2026-03-15 11:00:28",
        "last_crawled_at": "2026-04-14 08:00:11",
        "last_title": "FDIC: Federal Deposit Insurance Corporation",
        "last_http_status": 200,
        "discovered_from_domain": "capitalone.com",
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        "backlinks_count": 10,
        "rating_cache": 42,
        "spam_score": 0,
        "risk_label": "good",
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        "primary_country_code": "",
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        "external_links_count": 8,
        "social_profiles_count": 5,
        "content_word_count": 1585,
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        "has_meta_description": 1,
        "has_h1": 1,
        "language_code": "en",
        "response_time_ms": 461,
        "robots_status": 0,
        "sitemap_status": 0,
        "sitemap_total_urls": 0,
        "quality_score": 85,
        "site_name": "",
        "canonical_domain": "",
        "favicon_present": 1,
        "schema_org_count": 0,
        "noindex_detected": 0,
        "feed_links_count": 0,
        "https_working": 1,
        "estimated_authority_score": 42,
        "trust_score": 82,
        "nsfw_score": 0,
        "overall_rank_estimate": 1760615,
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        "tag_codes": "C,Uncertain",
        "manual_verified_status": "",
        "manual_tag_codes": "",
        "manual_rating_delta": 0,
        "manual_authority_delta": 0,
        "manual_trust_delta": 0,
        "manual_note": null,
        "manual_adjusted_by": null,
        "manual_adjusted_at": null,
        "manual_lock_scores": 0,
        "manual_lock_flags": 0,
        "crawl_blocked": 0,
        "crawl_blocked_by": "",
        "crawl_blocked_reason": null,
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        "fraud_score": 0,
        "legitimacy_score": 52,
        "infrastructure_risk_score": 0,
        "score_confidence": 53,
        "tag_confidence": 27,
        "category_confidence": 93,
        "deep_crawl_pages": 0,
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        "score_reasons_json": "[\"Trusted status now requires clean crawl access and stronger confidence, so this result was downgraded to caution.\",\"Overall rating is now capped by evidence confidence to prevent inflated scores from thin signals.\"]",
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        "display_domain": "fdic.gov"
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    "explainability": {
        "summary": "fdic.gov currently scores 68/100. The score is being shaped by a mixed signal profile rather than one dominant factor. Evidence confidence is moderate, so the score should settle further after more crawl depth or registry checks. This is an estimated profile rather than a manually tracked one. Crawler access looks clean.",
        "badges": [
            {
                "label": "Profile",
                "value": "Estimated profile",
                "tone": "unknown",
                "detail": null
            },
            {
                "label": "Evidence confidence",
                "value": "Moderate confidence",
                "tone": "caution",
                "detail": "53/100"
            },
            {
                "label": "Traffic confidence",
                "value": "Solid confidence",
                "tone": "good",
                "detail": "67/100"
            },
            {
                "label": "Crawler access",
                "value": "Clean visibility",
                "tone": "good",
                "detail": null
            }
        ],
        "weighted_contributions": [
            {
                "label": "Quality system",
                "points": "+20.7",
                "tone": "caution",
                "detail": "Technical quality, crawl depth, page structure, and implementation hygiene. Current subsystem score: 61/100."
            },
            {
                "label": "Reputation system",
                "points": "+17.0",
                "tone": "caution",
                "detail": "Authority, search visibility, reach, engagement, and registry stability. Current subsystem score: 50/100."
            },
            {
                "label": "Safety system",
                "points": "+32.0",
                "tone": "good",
                "detail": "Fraud, spam, and trust signals from infrastructure, crawl, and registry evidence. Current subsystem score: 100/100."
            },
            {
                "label": "Risk clamp",
                "points": "-2.0",
                "tone": "risk",
                "detail": "Safety thresholds capped the final score until the risk profile improves."
            }
        ],
        "evidence_cards": [
            {
                "label": "Authority and trust",
                "value": "55/100 · trust 84/100",
                "tone": "caution",
                "detail": "281 monthly visitors, 93 organic keywords, brand completeness 73/100, engagement 72/100."
            },
            {
                "label": "Backlink and search evidence",
                "value": "10 referring domains",
                "tone": "good",
                "detail": "10 backlinks across 10 referring domains. Diversity 96/100; spam penalty 0."
            },
            {
                "label": "Registry and domain stability",
                "value": "28.5 years old",
                "tone": "good",
                "detail": "Stability 100/100 · age 28.5 years · registrar get.gov · expires in 114 days."
            },
            {
                "label": "Safety and fraud posture",
                "value": "Safety 100/100 · fraud 0/100",
                "tone": "good",
                "detail": "Primary tag T · safety 100/100 · fraud 0/100."
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            "Low registrar / ownership churn with solid registry stability.",
            "Healthy crawl quality and on-page completeness.",
            "DNSSEC is enabled.",
            "Registry history looks stable, which supports legitimacy and trust.",
            "The domain has been registered for years, which usually improves trust confidence."
        ],
        "risks": [
            "External evidence was mixed or sparse, so the tag model keeps an uncertainty buffer instead of overcommitting."
        ],
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                "label": "Crawl evidence",
                "value": "2026-04-14 08:00:11",
                "tone": "caution",
                "detail": "Crawl and page content sample. Age: 5d ago."
            },
            {
                "label": "WHOIS snapshot",
                "value": "2026-04-14 08:00:04",
                "tone": "caution",
                "detail": "Registry profile and stability signals. Age: 5d ago."
            },
            {
                "label": "Keyword view",
                "value": "2026-04-19 10:44:29",
                "tone": "good",
                "detail": "Estimated visibility until tracked keyword snapshots exist. Age: 0s ago."
            },
            {
                "label": "Rank history",
                "value": "2026-04-19 10:44:29",
                "tone": "good",
                "detail": "Estimated trend derived from current profile and crawl signals. Age: 0s ago."
            },
            {
                "label": "Audience geography",
                "value": "Not captured yet",
                "tone": "unknown",
                "detail": "Audience mix is estimated from available signals rather than first-party audience logs."
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        ],
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            "audience": "Audience geography is estimated from category, country, traffic mix, and brand signals until first-party audience data is collected.",
            "keywords": "Top keywords are estimated from crawl language, brand, category, and visibility signals until tracked keyword snapshots are stored.",
            "history": "Rank history is estimated from the current profile because no stored history exists for this domain yet."
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        "fraud_clamp_penalty": 2,
        "final_score": 68
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                "value": "Moderate confidence",
                "tone": "caution",
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            {
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                "tone": "good",
                "detail": "67/100"
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            "External evidence was mixed or sparse, so the tag model keeps an uncertainty buffer instead of overcommitting."
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                "label": "Crawl evidence",
                "value": "2026-04-14 08:00:11",
                "tone": "caution",
                "detail": "Crawl and page content sample. Age: 5d ago."
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            {
                "label": "WHOIS snapshot",
                "value": "2026-04-14 08:00:04",
                "tone": "caution",
                "detail": "Registry profile and stability signals. Age: 5d ago."
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                "label": "Keyword view",
                "value": "2026-04-19 10:44:29",
                "tone": "good",
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            {
                "label": "Rank history",
                "value": "2026-04-19 10:44:29",
                "tone": "good",
                "detail": "Estimated trend derived from current profile and crawl signals. Age: 0s ago."
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            {
                "label": "Audience geography",
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                "tone": "unknown",
                "detail": "Audience mix is estimated from available signals rather than first-party audience logs."
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                "label": "Trusted",
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                "code": "Uncertain",
                "label": "Uncertain",
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        "completed_at": "2026-03-21T01:11:47+00:00",
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    }
}